Private Client Platform
A complete, defensible picture of personal net worth.
A private ledger of everything you own and owe, computed into figures that carry their own evidence — a financial passport prepared to institutional standards, built from your records and answerable to them.
The Ledger
Everything on one balance sheet, recorded the way institutions keep books.
The complete position
Accounts, assets, liabilities, and income sources in one place — including positions held through entities, with ownership percentages carried through every calculation.
Append-only history
Valuations are never edited. A correction is a new entry, and the record of what was believed, and when, is preserved permanently.
Document vault
Statements and supporting documents are stored as uploaded, hash-fingerprinted, and never altered. They support your figures; they do not silently change them.
The Engine
Six formulas. Every figure carries its evidence.
Rule-versioned calculations produce the figures that matter, and none of them arrives alone: each renders with its sources, the rule that produced it, and the moment it was computed. Net-worth snapshots are immutable and deduplicated by input digest — identical inputs are never recorded twice.
- Gross assetsrule GA-2026.07
- Total liabilitiesrule TL-2026.07
- Net worthrule NW-2026.07
- Liquid net worthrule LNW-2026.07
- Net worth excl. primary residencerule PRNW-2026.07
- Debt-to-asset ratiorule DAR-2026.07
Accredited Readiness
An estimate of where you stand, and a list of what a verifier will ask for.
A structured questionnaire measures your self-reported figures against the arithmetic commonly associated with accredited-investor status — income, net worth excluding primary residence, and professional licensure — and produces an evidence checklist of the documents a licensed verifier would typically request. The result is an estimate of readiness, stated as one. It is never a determination, and this platform performs no verification.
Attorney review of the questionnaire language and thresholds for this feature is pending. Until that review completes, the readiness surfaces operate with demonstration data only.
Share on Your Terms
A read-only report, revocable the moment you change your mind.
Tokenized and revocable
Each shared report lives behind an unguessable link that you can revoke instantly. Revocation takes effect at the next request — there is no propagation delay and no cached copy served by the platform.
Watermarked and logged
Every report is watermarked SELF-REPORTED · UNVERIFIED and stamped with its generation time. Figures appear only if you opt in, and every view is written to the audit log.
Security Posture
Built like a ledger, guarded like one.
Stated as design facts, not certifications:
- —Credentials are stored only as bcrypt hashes; sessions exist only as hashed tokens.
- —Every change to your records writes an audit entry — who, what, and when.
- —Core records are append-only; history is preserved, not overwritten.
- —No bank connections. Nothing links to your institutions, and nothing claims to.
- —No third-party data sharing. Your records leave only through reports you create and can revoke.